AIG Direct Advertising Disclosures

Description of anticipated tax treatment is based on current income tax law. AIG Direct, its affiliates, its agents, and its representatives do not offer tax, financial or legal advice. AIG Direct strongly suggests individuals discuss with their tax or legal advisor(s) any questions on matters presented herein.

Regarding all advertised services: Agency services provided by AIG Direct Insurance Services, Inc.("AIG Direct"), a subsidiary of American General Life Insurance Company (AGL), Houston, TX and an affiliate of The United States Life Insurance Company in the City of New York (US Life), NY, NY. CA license #0B57619 and AR license #0100105378. AIG Direct operates under the name of Matrix Direct, Inc. in MD.

Radio Advertisements: Characters, including spokesperson, and situations are dramatizations.

Disclosures related to advertisements referencing American General Life Insurance Company products

Accidental Death Direct Insurance: All benefits payable are subject to the terms and conditions of the policy, including benefit durations, limitations and exclusions. Not all benefits and exclusions apply in every state. Please consult the policy form and outline of coverage for details. Policy Form Number 12100 (Policy Form Number 05100 for CA, FL and VA) issued by American General Life Insurance Company, Houston, TX. The underwriting risks, financial and contractual obligations and support functions associated with products issued by American General Life Insurance Company (American General Life) are its responsibility. American General Life does not solicit business in the state of New York. Policies and riders not available in all states.

Notice to California Residents Age 65 or Older: In the process of evaluating the purchase of any life insurance or annuity product, you should understand that the sale or liquidation of any stock, bond, IRA, certificate of deposit, mutual fund, annuity, or other asset to fund the purchase of this product may have tax consequences, early withdrawal penalties or other costs or penalties as a result of their sale or liquidation. Prior to purchasing the new life insurance or annuity product, you or your representative may wish to consult independent legal or financial advice before selling or liquidating any assets.